Your neighbors. Your advocates. Your insurance.
Boise's Independent Insurance Advisors
Serving the entire Treasure Valley and Idaho — we shop top carriers so you get the best coverage at the best price.
Coverage we write
One agency. Every line you need.
From your daily commute to your business and everything in between.
Auto
Protect your daily drive with the right liability, collision, and comprehensive coverage.
Learn moreHome
Coverage for your house, belongings, and personal liability — built around the Treasure Valley.
Learn moreBusiness
Protect your operation with the right mix of liability, property, and workers' comp coverage.
Learn moreLife
Term and permanent life policies to protect your family's financial future.
Learn moreRV
Coverage for motorhomes, travel trailers, and full-timers — built for the road.
Learn moreMotorcycle
Liability, collision, and gear coverage for street, sport, cruiser, and off-road riders.
Learn moreUmbrella
Extra liability protection that sits on top of your auto, home, and other policies.
Learn moreWhat our clients say
5.0 stars on Google · 25 reviews
"Josh and Lauren made switching our auto and home insurance unbelievably easy. They saved us over $800 a year and explained every coverage decision. Best agents we've ever worked with."
"Honest, responsive, and they actually shop your policy every year. Borgman Agency is the gold standard for what an independent agent should be."
"Got a quote in under an hour and they walked me through three options. No pressure, just clear advice. Highly recommend to anyone in the Treasure Valley."
"Switched our business insurance and personal lines all in one go. They found gaps in our old coverage and got us better protection for less."
"Local, professional, and genuinely care. Lauren walked my parents through their life insurance options with so much patience. We're customers for life."
Individual results vary. Savings and outcomes depend on your specific coverage needs and circumstances.
Why independent?
The difference shows up on your bill.
We Work For You (Not the Carrier)
No quotas. No 'preferred' carrier we have to push. Just honest advice based on what fits your life.
Access to Top Carriers
We shop your profile across every carrier in our roster so you don't have to. Better fit, better price.
Local People Who Know Boise
Born and raised in the Treasure Valley. We understand wildfire risk, growth zones, and the carriers that get Idaho.
Idaho requires 25/50/15 liability minimums, but those limits are easily exceeded in a serious accident. We typically recommend 100/300/100 or higher, plus uninsured motorist coverage.
Standard policies cover your dwelling, personal property, liability, and loss of use. Wildfire is included but limits and carrier availability vary by area; flood is handled separately.
Yes. Idaho requires the same 25/50/15 minimums for motorcycles. We recommend higher limits plus medical payments coverage.
Captive agents sell one carrier's products. Independents like us shop multiple carriers on your behalf so the policy fits you — not the agency.
Call your carrier's claims line directly for fastest service, or call us at (208) 501-8877 and we'll guide you through it. We'll also advocate on your behalf if needed.
Yes — bundling is one of the most common ways our clients save. We'll show you which combinations work best for your situation.
If you own a home, have teen drivers, or have meaningful assets to protect, umbrella insurance is one of the most cost-effective ways to add meaningful liability protection. We'll provide an accurate quote based on your situation.
At least annually, and any time you have a major life change — new home, new vehicle, marriage, business launch, or a teen driver. We re-shop your policies at every renewal automatically.
Ready to find better coverage?
Get your free quote in under 2 minutes.